step three. Think about the yearly commission
Particular benefits card even offers yearly charge, while others may well not fees you to definitely whatsoever. If your bakery is actually its early stages regarding functions, going for a credit card with no annual costs will make sense. This enables one enjoys a line of credit you could potentially faucet to your each time, specifically while in the issues (elizabeth.g., one of the ovens abruptly broke down), without worrying from the a substantial payment adding up to your yearly expenditures.
That isn’t to say that you need to automatically disqualify good company credit card which have an annual commission. Generally, these team notes come with hefty signal-right up bonuses and you can rewards cost, that may improve annual charges convenient.
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