Next, while the use and you may personality pointers was built-up in-between of 2008 higher recession, and because usage was affected by the fresh drama, the stability out of personality traits through the years would make it possible to select the connection with application choice on their own regarding monetary styles
As stated within the Point dos.step 1, a significant feature from character traits is the balance round the decades and you may lifestyle incidents, and external and you will cyclic surprises. First, considering that the 2010 SOEP gathers details about consumption making reference to costs produced in 2009 and that details about character traits are amassed merely during 2009, the information and knowledge they are statistically stable supports the option of matching earlier this survey study with the 2010 usage suggestions to own individuals observed in one another decades.
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